Current Interest Rates

As of July 6, 2010

DEPOSIT ACCOUNTS

INTEREST BEARING CHECKING & SAVINGS                        Rates may change after account is opened.

INTEREST RATE

APY*

N.O.W. Checking:  $25.00 minimum to open account
    (Fees could reduce earnings on accounts)

.15

.15

Money Market:


$             0 to $   1,499
$     1,500 to $   9,999
$   10,000 to $99,999
$ 100,000+

 .25
.30
.50
.75

.25
.30
.50
.75

Passbook savings: $5.00 minimum to open

.25

.25

 

 

 

 RETIREMENT ACCOUNTS                                                                   $2,000 minimum to open a new certificate.  Add your normal contribution once per year to existing certificate.  Subject to I.R.S. rules.

 INTEREST RATE

 APY*

I.R.A. -  Passbook

 

2.00

2.02

I.R.A. -  11 mo. Certificate of Deposit
(Reinvest interest at maturity only)

 1.25

1.25

I.R.A. - 24 mo. Certificate of Deposit

1.80

1.82

I.R.A. - 36 mo. Certificate of Deposit

 

2.15

2.17

I.R.A. - 48 mo. Certificate of Deposit

 

2.40

2.43

I.R.A. - 60 mo. Certificate of Deposit

 

2.70

2.73

 

CERTIFICATES OF DEPOSIT

 TERM                                                                                                  $500.00 minimum to open unless otherwise stated.  Penalty for early withdrawal.  Please phone or stop in for additional details.

 INTEREST RATE

 APY*

1 Month:  $20,000.00 minimum balance to open.  Automatically renewable.  Can add to balance at maturity ($100.00 minimum)     
Re-invest interest only.

.50

.50

3 Month (Re-invest interest only at maturity)

.75

.75

6 Month (Re-invest interest only at maturity)

1.00

1.00

11 Month (Re-invest interest only at maturity)

1.25

1.25

12 Month

1.40

1.41

18 Month

1.60

1.61

24 Month

1.80

1.81

30 Month Badger Platinum:  Minimum balance $25,000.  Can not add to balance.  Non-renewable.  Rate increases every 6 months to current 30 month rate.

2.00

2.01

30 Month Flexible:  Can be added to on any interest paying date - a minimum of $200.00.  Rate may be changed one time during term of Certificate.

2.00

2.01

36 Month

 2.15

2.16

48 Month

 2.40

2.41

60 Month

2.70

2.72

 

*Annual Percentage Yield

Depositors insured to at least $250,000 by the FDIC thru December 31, 2013.

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