Current Interest Rates
As of July 6, 2010
DEPOSIT ACCOUNTS |
|
INTEREST BEARING CHECKING & SAVINGS
Rates may change after account is opened.
|
INTEREST RATE |
APY* |
|
N.O.W. Checking: $25.00 minimum to open account
(Fees could reduce earnings on accounts) |
.15 |
.15 |
Money Market:
|
$ 0 to $ 1,499
$ 1,500 to $ 9,999
$ 10,000 to $99,999
$ 100,000+ |
.25
.30
.50
.75
|
.25
.30
.50
.75 |
Passbook savings: $5.00 minimum to open |
.25 |
.25
|
|
|
RETIREMENT ACCOUNTS
$2,000 minimum to open a new certificate. Add your normal
contribution once per year to existing certificate.
Subject to I.R.S. rules. |
INTEREST RATE |
APY* |
I.R.A. - Passbook |
|
2.00 |
2.02
|
I.R.A. - 11 mo. Certificate of Deposit
(Reinvest interest at maturity only) |
1.25
|
1.25 |
|
I.R.A. - 24 mo. Certificate of Deposit
|
|
1.80
|
1.82 |
|
I.R.A. - 36 mo. Certificate of Deposit |
|
2.15 |
2.17
|
|
I.R.A. - 48 mo. Certificate of Deposit |
|
2.40 |
2.43 |
|
I.R.A. - 60 mo. Certificate of Deposit |
|
2.70 |
2.73 |
|
| CERTIFICATES OF DEPOSIT |
TERM $500.00 minimum to open unless otherwise stated. Penalty
for early withdrawal. Please phone or stop in for
additional details. |
INTEREST RATE |
APY* |
1 Month: $20,000.00 minimum balance to open. Automatically renewable. Can add to balance at maturity ($100.00 minimum)
Re-invest interest only.
|
.50 |
.50 |
|
3 Month (Re-invest interest only
at maturity)
|
|
.75 |
.75 |
|
6 Month (Re-invest
interest only at maturity) |
|
1.00
|
1.00 |
|
11 Month (Re-invest interest
only at maturity) |
|
1.25 |
1.25 |
12 Month |
|
1.40 |
1.41 |
18 Month |
|
1.60 |
1.61 |
24 Month |
|
1.80 |
1.81 |
30 Month Badger Platinum: Minimum balance $25,000. Can not add to balance. Non-renewable. Rate increases every 6 months to current 30 month rate. |
2.00 |
2.01 |
30 Month Flexible: Can be added to on any interest paying date - a minimum of $200.00. Rate may be changed one time during term of Certificate. |
2.00 |
2.01 |
36 Month |
|
2.15 |
2.16 |
48 Month |
|
2.40 |
2.41
|
60 Month |
|
2.70 |
2.72 |
|
|
*Annual Percentage Yield
Depositors insured to at least $250,000 by the FDIC
thru December 31, 2013.
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